Three steps. All free to start. No credit card required at any point.
Watch first — takes 2 minutes
Video coming soon
Why pulling your credit report is free, what a soft inquiry means,
and how to actually read what you find.
Your free credit package
See the complete picture of your credit history — every account, every inquiry, every mark that's affecting your score right now.
No credit card required
Once you see your report, this kit shows you exactly what you can dispute, what you can negotiate, and what you can do yourself — step by step.
Instant access — no signup required
If what you find on your report is complex, or you'd rather have professionals handle the disputes on your behalf — this is the upgrade path. Only consider this after reviewing your free report first.
Review the free options first — they may be all you need